GARSPHM1 – L.M. GARCIA AND ASSOCIATES, INC.

GARSPHM1 is the SWIFT / BIC code of L.M. GARCIA AND ASSOCIATES, INC. in MANILA, Philippines.

✅ Valid SWIFT / BIC format · GARSPHM1

BankL.M. GARCIA AND ASSOCIATES, INC.

CityMANILA

Branch—

Country🇵🇭 Philippines (PH)

SWIFT / BICGARSPHM1

8 / 11 character formsGARSPHM1 / GARSPHM1XXX

OfficePrimary (head) office

Length8 characters

Breakdown

GARSBank codePHCountry codeM1Location codeXXXBranch code

Bank codeGARS first 4 letters: the institution

Country code🇵🇭 PH Philippines

Location codeM1 city / head-office code

Branch codeXXX Primary (head) office

Always confirm the exact SWIFT code with your bank or the recipient before sending money.

IBAN in Philippines

Philippines does not use IBAN. International transfers use the bank's SWIFT / BIC code plus the account number (and any local routing number).

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All SWIFT codes in Philippines → SWIFT directory

FAQ

What is the SWIFT code of L.M. GARCIA AND ASSOCIATES, INC.?

GARSPHM1 is a SWIFT / BIC code of L.M. GARCIA AND ASSOCIATES, INC. in MANILA, Philippines. Banks can have several SWIFT codes for different branches; the list on this page shows the other codes on record for the same bank.

What does GARSPHM1 mean?

GARS is the bank code, PH is the country code (Philippines), M1 is the location code and XXX is the branch code. The code refers to the bank's primary (head) office.

Can I use GARSPHM1 for an international transfer?

Yes, a SWIFT / BIC code is used to route international wire transfers to the bank. You will also need the recipient's account number or IBAN. Always confirm the exact code with the bank or the recipient before sending money.